Credit is the core of any business operative. Small businesses find it hard to cope with putting in place a nicely packed financial plan when they start off.

The general trend among businesses is to borrow a huge sum at one go but business by nature is a risky affair. Small borrowings are not so easy to get with increasing interest rates everyday. So what can small businesses do to sustain themselves during the lean periods?

A small business credit card is a ready solution to keep the balance of payments ratio intact.

There is perhaps no specific time that is necessarily right to start your company or start your life. But sometimes and some moments seem more auspicious than others. Now is such a moment. If we don't take charge and usher in the future - if you don't take charge of your life - there is the sense that no one else will.

Peter Thiel, the popular venture capitalist and entrepreneur shared his business wisdom with a Stanford University class in a lecture called Computer Science 183: Start-up. He started off by claiming "If I do my job right, this is the last class you'll ever have to take." 

I stumbled upon a few of these lecture notes, shared by Blake Masters who was a law student on the verge of passing out at the time of Thiel's lecture. Blake recollects Theil's words "I'm not dropping out - something, that more entrepreneurially-minded young people should consider".

After graduating, Blake founded his own legal tech start-up - Judicata. He has since then been blogging his class notes for others to be inspired.

This is a Guest Post by David Edwards. David is the founder of an on-line publishing company www.asittingduck.com, currently working on several animation projects and works with a team of creative people in the UK. To keep in touch with future videos subscribe to www.youtube.com/asittingducktv.

As my on-line information business is continuing to grow, I am starting to see a recurring question, time and time again:

"How Do I Get More Traffic?..."

Since 2008, I've concentrated on publishing high quality content, some entertaining and some very informative and educational. What I've found is that the entertaining stuff gets the high volume views and links and the informative stuff is attracting emails and client work. It's a pretty successful mix as I get to have my logo "A Sitting Duck" on thousands of pages on the internet with a viral knock on effect and in turn it gets people to search for the website on Google.