Come Halloween and holiday season would start with a bang. One thing that most of us right now are busy with is gearing up for it and why not, it's that time of the year when the whole family comes together be it Halloween, Thanksgiving or Christmas. The best thing that I love about the holiday season is the giving and receiving part, gifts and cash. I know this sounds materialistic but this surely spreads a smile on your and your loved ones face.

Remember Square, the tiny plastic device with magical powers... which is a card reader that can be attached with any smartphone that makes paying up for things seem like a piece of cake, without the need of actual cash? Yeah, the same one!

Credit is the core of any business operative. Small businesses find it hard to cope with putting in place a nicely packed financial plan when they start off.

The general trend among businesses is to borrow a huge sum at one go but business by nature is a risky affair. Small borrowings are not so easy to get with increasing interest rates everyday. So what can small businesses do to sustain themselves during the lean periods?

A small business credit card is a ready solution to keep the balance of payments ratio intact.