Credit is the core of any business operative. Small businesses find it hard to cope with putting in place a nicely packed financial plan when they start off.

The general trend among businesses is to borrow a huge sum at one go but business by nature is a risky affair. Small borrowings are not so easy to get with increasing interest rates everyday. So what can small businesses do to sustain themselves during the lean periods?

A small business credit card is a ready solution to keep the balance of payments ratio intact.