The clock's ticking rapidly and its already the wee end of the year. Ledger books are out and credit card bills are piling up. What do you do now? Can you compromise spending this Christmas and New Year? As businesses, can you shy away from gifting your employees a small perk?
While having a credit card is surely a mark of one's financial success, it is a slippery slope that can get you into a serious financial tumble if the balance pay offs are handled loosely. The consequences are stark for both customers and businesses alike.
